Is the photo area 11 inches for photo viewing and also is this side loaded/top loaded for sliding in the picture?
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TAP folders typically allow a total of one half inch overlap on the inserted photos, or one quarter inch all around. My experience with vertical styles is that they are top loading, loading from inside the fold no matter what the orientation.
The photograph slides in from the side. The viewing area is slightly smaller, than the actual picture size, so that the photo will stay inside the frame.
There is a middle piece that is raised to insert the photo after opening the the front cover of the frame. The viewing area of the photo in frame is about 11in.